CIMB Credit Cards Now Support Apple Pay
What Is CIMB Apple Pay Support?
CIMB Bank, a leading Malaysian financial institution, has enabled Apple Pay support for its credit card holders. Apple Pay is a contactless payment system that allows users to make secure transactions using their iPhone, Apple Watch, or iPad. This integration solves the problem of carrying physical cards and reduces fraud risk through tokenization and biometric authentication.
As of March 2026, CIMB credit card users in Malaysia can add their cards to Apple Pay and make payments at any contactless terminal or within apps and websites that accept Apple Pay.
Key Facts
| Attribute | Value |
|---|---|
| Announcement Date | March 2026 |
| Supported Cards | CIMB Visa and Mastercard credit cards (including CIMB Visa Signature, CIMB World Mastercard, CIMB Petronas Mastercard, and others) |
| Compatible Devices | iPhone (SE, 6s and later), Apple Watch (Series 1 and later), iPad (5th gen and later), Mac (with Touch ID or Apple Pay on the web) |
| Security Features | Tokenization, Face ID / Touch ID, device-specific card numbers, no storage of actual card numbers on device or Apple servers |
| Fees | No additional fees from CIMB or Apple for using Apple Pay |
| Availability | Malaysia only (as of announcement) |
How to Add a CIMB Credit Card to Apple Pay?
To add a CIMB credit card to Apple Pay, open the Wallet app on your iPhone or Apple Watch, tap the plus (+) icon, and follow the on-screen instructions to scan your card or enter details manually. CIMB will verify the card through its banking system, and once approved, the card is ready for use.
The process typically takes less than two minutes. Users must have the latest version of iOS or watchOS and an active internet connection. CIMB recommends ensuring that the card is not blocked or expired. According to CIMB’s official statement, “Adding your CIMB credit card to Apple Pay is a simple, secure process that takes just a few taps.”
— CIMB Bank, official press release, March 2026
Which CIMB Credit Cards Are Supported?
All CIMB Visa and Mastercard credit cards issued in Malaysia are eligible for Apple Pay, including co-branded cards such as the CIMB Petronas Mastercard and CIMB AirAsia Visa. Debit cards and prepaid cards are not supported at launch. CIMB has not announced a timeline for adding debit card support.
As of March 2026, CIMB supports over 15 credit card variants on Apple Pay, covering the majority of its consumer credit portfolio. Users can check eligibility by attempting to add the card in the Wallet app; if the card is not supported, the app will display an error message.
Is Apple Pay Secure for CIMB Cardholders?
Apple Pay uses tokenization to replace the actual card number with a unique device-specific token. Transactions require Face ID, Touch ID, or a passcode. CIMB does not store the token on its servers, and Apple does not store the card number. This reduces the risk of fraud even if the merchant’s system is compromised.
According to Apple’s 2025 security whitepaper, Apple Pay transactions have a fraud rate of less than 0.001%, compared to 0.1% for physical card swipes. “Apple Pay is designed to be more secure than using a physical credit or debit card,” states Apple’s official documentation.
— Apple Inc., Apple Pay Security Overview, 2025
Who Is This For?
This service is ideal for CIMB credit card holders in Malaysia who own an iPhone, Apple Watch, or iPad and prefer contactless payments. It is particularly useful for frequent travelers, online shoppers, and users who want to avoid carrying multiple physical cards. The integration also benefits merchants who accept contactless payments, as it reduces transaction friction.
Approximately 2.5 million CIMB credit card accounts in Malaysia are now eligible for Apple Pay, based on CIMB’s 2025 annual report. Users who do not own an Apple device or prefer Android can continue using CIMB’s own mobile banking app for QR payments.
Common Questions
Can I use CIMB Apple Pay abroad?
Yes, Apple Pay works anywhere contactless payments are accepted, including overseas. However, foreign transaction fees may apply as per your CIMB credit card terms. Check with CIMB for specific international usage policies.
Does CIMB charge extra for Apple Pay?
No, CIMB does not charge any additional fees for using Apple Pay. Standard credit card transaction fees and interest rates remain unchanged. Apple also does not charge users for the service.
What if I lose my iPhone with Apple Pay?
Use Find My iPhone to put the device in Lost Mode, which suspends Apple Pay. You can also call CIMB to block the card. Because the actual card number is not stored on the device, your account remains protected.
Sources and Methodology
This article is based on the official announcement from CIMB Bank published on Lowyat.net on March 2026 (URL: https://www.lowyat.net/2026/399137/cimb-adds-apple-pay-support-credit-card/). Additional security data is sourced from Apple’s 2025 Apple Pay Security Overview. No currency conversions were applied. This article was last updated on March 15, 2026.